Do You Need a Divorce, or Just a Separation Agreement?
By SiLaw Group Family Lawyers · Published Oct 8, 2026 · 5 min read
Author: SiLaw Group Family Lawyers
Published: Oct 8, 2026
You only need a divorce if you want to legally end your marriage, most often so you can remarry. Everything else that comes with a split, including parenting arrangements, child support, spousal support, and dividing property, can be settled in a separation agreement. Many BC couples separate permanently and never file for divorce at all.
The right choice depends on what you need to resolve, and on some time limits in BC law that catch people by surprise. Here is how the two work, and how they fit together.
What Does a Divorce Order Actually Change?
A divorce order does one thing: it legally ends the marriage. Section 14 of the Divorce Act says that on taking effect, a divorce dissolves the marriage of the spouses. Your marital status changes from married to divorced, and you become free to remarry.
Under section 8 of the Divorce Act, a court grants a divorce on the ground that the marriage has broken down. Breakdown is established in one of three ways: the spouses have lived separate and apart for at least one year, one spouse committed adultery, or one spouse treated the other with physical or mental cruelty. Most BC divorces proceed on the one-year separation ground, because it does not require proving fault.
The divorce does not take effect the day the judge grants it. Under section 12 of the Divorce Act, it normally takes effect on the 31st day after the judgment. After that, the court can issue a certificate of divorce, which is the document you need to remarry. We explain that process in our post on getting a certificate of divorce in BC.
Notice what is missing. The divorce order itself does not divide your property, set support, or decide parenting arrangements. You can ask the court to deal with those issues in the same proceeding, but many couples resolve them by agreement first and file an uncontested divorce later.
What Can a Separation Agreement Resolve?
A separation agreement is a written contract between spouses. It can cover almost everything a court could decide:
- Parenting arrangements, including parental responsibilities and parenting time
- Child support
- Spousal support, including how much and for how long
- Division of family property and family debt, including the family home and pensions
For many couples, the agreement is the main event and the divorce is paperwork. A well-drafted agreement lets both of you move forward with clear rights and obligations, without a trial. Our page on separation agreements in BC explains what makes an agreement work and when a court can set one aside.
One more point: separating does not require any court filing. Under section 3(4) of the Family Law Act, spouses can even be separated while still living in the same home. What the court looks for is one spouse communicating an intention to separate permanently, and action that backs it up.
Can You Separate and Never Get Divorced?
Yes. No law requires separated spouses to divorce. Some people stay legally married for years, or for life, after separating. If neither of you plans to remarry, you may feel no urgency at all.
But staying married has consequences. Until a divorce order takes effect, the marriage continues, so neither spouse can remarry. And an unresolved financial relationship can sit in the background for a long time. A separation agreement can give you certainty about property and support even if you never file for divorce.
If you go this route, also get advice about your will, insurance and beneficiary designations from a wills and estates lawyer, since separation often changes what you want to happen with them.
What Are the Time Limits for Property and Support Claims?
This is where BC law surprises people. Section 198(2) of the Family Law Act sets a two-year limit on starting a court proceeding to divide property or debt under Part 5, divide a pension under Part 6, or claim spousal support under Part 7. The clock starts at different times depending on your relationship:
- If you were married, the two years run from the date of the divorce judgment, or from an order declaring the marriage a nullity.
- If you lived in a marriage-like relationship, often called common-law, the two years run from the date you separated.
So for married spouses, the divorce itself is what starts the property clock. A married couple that separates and never divorces does not trigger the section 198(2) deadline. For unmarried spouses, separation starts it, which makes the deadline much easier to miss.
Section 198(5) adds a helpful rule: the clock is paused while the spouses are engaged in family dispute resolution with a family dispute resolution professional, such as a mediator or a lawyer working toward a settlement.
These limits apply to starting a court proceeding, and they are a major reason to get legal advice early, even when a separation feels amicable.
Which One Do You Need?
- You want to remarry: you need a divorce order. Nothing else changes your marital status.
- You need certainty about parenting, support, property or debt: you need those issues resolved, usually in a separation agreement or, if you cannot agree, a court order.
- You want both: the common path is agreement first, divorce after. Once the substantive issues are settled, an uncontested divorce is usually a modest filing exercise.
- You were never married: there is no marriage to dissolve, so no divorce. A separation agreement or an order under the Family Law Act resolves your issues, and the two-year clock is already running from separation.
Where to Get Advice
SiLaw Group Family Lawyers helps clients across Surrey and the Lower Mainland with both paths: negotiating and drafting separation agreements, and taking divorces through the court. If you are not sure which you need, our Surrey divorce lawyers can review your situation and map out the steps, including any deadlines that apply to you. Whichever route fits, SiLaw Group can help you get there with your rights protected.
About SiLaw Group
SiLaw Group Family Lawyers is a Surrey, BC firm practising family law and mediation. Founder Sandy Sihota is an accredited Family Law Mediator, Arbitrator and Parenting Coordinator (Law Society of BC). Articles are legal information, not legal advice.